Case study · 02Co-founder · 2022 to 2026 · Embedded insurtech
Unyte

Cover in Africa is usually sold, not built. So we built it.

Insurance APIs that let digital banks and platforms offer real protection inside the apps people already use.

A family of three smiling in a car, all wearing seatbelts

Why Unyte existed

Unyte exists because cover in Africa is usually sold, not built. The infrastructure underneath (motor registration, claims, renewals) is the part businesses actually need, and the part nobody had made reliable enough to depend on.

So we built the rails. Banks and platforms plug in once, and their customers get protection at the moment they need it, without leaving the app they already trust.

One shield, whoever is standing behind it

Embedded insurance APIsProducts banks and platforms switch on inside their own apps, used by 4+ digital banks and reaching over 4 million users.
Motor, claims and renewalsThe unglamorous infrastructure underneath cover, made reliable enough to depend on.
Student protectionThousands of first-time policyholders, issued through the same rails that handle a fleet.
UK market entryTaking the model beyond Nigeria, backed by the Tech Nation Libra 2024 programme.
A student writing at a desk in a busy classroom
The proof

Student protection was the proof: thousands of policies written for people who had never held one.

Issued through the same rails that handle a fleet. One shield, one set of guarantees, whoever is standing behind it.

Along the way

The Unyte team with partners at STACO Insurance
Insurer partnerships. With the team at STACO Insurance.
Dr. Wahab Disu with a fellow founder beside a Tech Nation banner
Tech Nation Libra 2024. Selected for the Libra cohort as we took Unyte into the UK.
Next projectTimTechVille Consulting →